Were You Injured by an Uninsured or Underinsured Driver?
A car accident can leave an innocent person unable to work, living in pain and facing tens of thousands of dollars in medical bills. When the other driver is uninsured or has a policy with only $25,000 in liability coverage, collecting enough money to pay for your losses can be difficult.
At the Law Office of Robert A. Miller, in Eugene, Oregon, our lawyers will investigate all possible sources of recovery for car accident injuries, including your own coverage for uninsured and underinsured drivers.
Uninsured drivers are those who have no car insurance. Underinsured drivers are those who have insurance but not enough to cover your damages. Uninsured motorists and underinsured motorists (UM/UIM) insurance is coverage you carry through your own insurance company.
Do I Need a Lawyer to File a Claim With My Own Insurance Company?
If you need to file an uninsured motorist or underinsured motorist claim against your own insurance company, you may need an attorney just like someone who files a claim against another driver's insurance company would.
Many people tend to identify their insurance company with the agent who sold them the policy or the advertising department that created their reassuring slogans. However, once you file a claim, you won't be dealing with your agent or the advertising department any more. You will be dealing with the claims division. The goal of the claims division is to minimize your claim or avoid paying you any money at all.
Warning to Oregon car accident victims: If you settle your accident claim with the other driver's insurance company without getting signed permission from your own insurance company, you waive your right to file a UM/UIM claim. Consult a lawyer before settling your claim with the other persons insurance company.
We Look Forward to the Opportunity to Meet You
To discuss your uninsured or underinsured motorists claim with one of our attorneys, call 541-359-4331 (866-272-0803 toll free) or contact us online. Our law office is located in Eugene, Oregon.
