Car accidents are not always serious fender benders. Most motor vehicle incidents result in minor to nonexistent property damage and everyone continuing about their business. However, some victims find themselves reeling from the aftermath while trying to recover from serious and life-threatening injuries.
You may be a safe driver with an impeccable driving record, but if you are ever in a crash and wind up with catastrophic injuries, you will need to do more than keep up with your medical care. You may need to contact your insurer to file a claim and possibly pursue legal action against the wrongful party. Here are a couple of reasons why you should consider filing a personal injury suit against the at-fault motorist(s).
Loss of income
If you are dealing with serious injuries from your ordeal, then you may not realize just yet how much your life is going to change. Instead of getting up and going to work every day, you may have to go to medical appointments or spend your time resting so that you can heal. During this time, you are not working or earning an income. In addition to focusing on healing, you could find yourself stressing about how to pay your mounting medical bills and household expenses. Your insurance payout will only cover so much.
Many people with catastrophic car accident injuries cannot return to work right away. Some accident victims have injuries so severe that they face long recovery times or do not make a complete recovery at all. Those who end up with catastrophic injuries must adjust to the changes that occur in their lives from car accidents, such as having to purchase and use specialized medical equipment and identifying as partially or permanently disabled and depending on others for basic and personal needs. Serious injuries like brain trauma, bone fractures, limb amputations and burns usually cause more pain, suffering and trauma than minor motor vehicle collisions. They also create more financial challenges for the victims.
Catastrophic injuries can make dealing with the aftermath of serious car accidents more troublesome to manage. There are many decisions for you to make that can affect your recovery. Though you cannot predict the impact a car accident can have on your life, you must consider the changes so that you can make the right decisions to improve the outcome.