Protecting What Matters Most – You And Your Family
If you have been injured in a motor vehicle accident, your insurance policy should pay for your medical treatment under personal injury protection (PIP). This coverage pays only for medical treatment received within two years of your accident, whether or not you have health insurance. With PIP you should be able to select your own medical care provider. The total amount of PIP coverage is usually up to $15,000. Some policies provide for more.
Our lawyers will ensure that you are able to take full advantage of everything that PIP has to offer. You have a perfect right to do so, since most likely you have paid premiums for this coverage for an extended period of time.
The Law Office of Robert A. Miller can coordinate a number of procedures with your insurer to secure the help you need, including the signing of a medical release form, access to your medical records and discussions with your doctor to verify your injury. If a recorded statement is requested, we can advise you on how to proceed.
Medical Bills And Auto Accidents
Medical treatment after a car accident can be extensive and expensive. Emergency room care, surgeries, diagnostic tests and ongoing rehabilitation often result in bills that quickly exceed the limits of your insurance policy. Even with personal injury protection (PIP) coverage under Oregon’s no-fault system, you may find yourself paying out of pocket.
Our attorneys understand the financial burden that medical costs place on accident victims and their families. We will review your medical records, work with experts to calculate future care costs and pursue full compensation from all liable parties.
Getting The Insurance Support You Need
Our law firm will ensure that you are able to take full advantage of everything that PIP has to offer. You have a perfect right to do so, since most likely you have paid premiums for this coverage for an extended period of time.
Negotiating With Insurance Companies
Insurance companies have one goal: to limit what they pay. Our experienced attorneys know the tactics insurers use and how to push back effectively. Strong legal representation can make the difference between an inadequate offer and a fair settlement.
We use the following strategies when negotiating with insurers:
- Conducting thorough investigations to gather police reports, witness statements and physical evidence
- Documenting the full scope of injuries through expert medical evaluations
- Calculating economic losses such as lost wages and medical bills with precision
- Highlighting noneconomic damages, including pain and suffering
- Challenging lowball offers with detailed legal and factual arguments
- Using litigation as leverage to motivate better settlement terms
If the insurance company refuses to offer a reasonable settlement, we are fully prepared to take your case to court. Our attorneys have the trial experience necessary to present your case before a judge or jury.
Seeking Compensation Beyond Insurance
Insurance coverage is not always enough to fully compensate injured drivers or passengers. If your injuries are severe or permanent, you may need to look beyond the at-fault driver’s insurance to recover the damages you deserve.
Additional compensation sources may include:
- Personal assets of the at-fault driver, if their liability coverage is inadequate
- Uninsured/underinsured motorist coverage (UM/UIM) on your own policy
- Third-party liability, such as a vehicle manufacturer or a negligent road maintenance contractor
- Employer liability if the at-fault driver was working at the time of the crash
- Government claims, when unsafe road conditions or public employees contributed to the accident
Our attorneys will analyze every aspect of your case to identify all potential sources of compensation. We build strong legal strategies aimed at securing the funds you need for a full recovery.
Call Our Office For Your Free Initial Consultation
Your free initial consultation with our auto insurance and medical bills attorneys is as close as your phone – 541-359-4331. The Law Office of Robert A. Miller responds promptly to your email or overnight message. We offer evening and weekend appointments and a home or hospital room visit if you need it.